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Money Laundering Reporting Officer

Arminas Midvikas

AML/CFT specialist with seven years building and running compliance frameworks across fintech and crypto — from KYC analyst at Revolut to MLRO designing programmes aligned with MiCA, FATF, and Bank of Lithuania standards.

Location
Vilnius, Lithuania
Experience
7+ years
Specialism
Fintech · Crypto
Schedule a conversation Review experience
7+
Years in financial
crime & compliance
10
Compliance analysts
led & mentored
4
AML/CFT frameworks
built or restructured
3
Jurisdictions covered
EU · LT · PA
01 — Profile

Building compliance that holds up.

Working at the intersection of financial crime, crypto, and fintech — with a focus on practical, defensible programmes that scale with the business.

I've spent the last seven years working at the intersection of financial crime, crypto, and fintech — starting as a KYC analyst at Revolut and working my way up to building AML/CFT frameworks from scratch as an MLRO.

Along the way, I've led teams of up to ten specialists, managed relationships with regulators like the FNTT and Bank of Lithuania, and developed transaction monitoring systems that actually catch things.

I care about getting the details right, but I also care about the bigger picture — making sure the people and processes around me are set up to succeed.

02 — Professional Experience

A record of delivery.

Apr 2025 — Oct 2025 Most recent

Money Laundering Reporting Officer & Team Lead

Orizon Finance, UAB · Vilnius
  • Led and developed a team of up to 10 Compliance Analysts — setting clear objectives, managing performance, conducting regular reviews, and mentoring junior team members.
  • Designed and implemented a comprehensive AML/CFT and compliance framework from the ground up, aligned with rapid product development as well as MiCA, FATF, and Lithuanian regulatory requirements.
  • Worked closely with product and engineering teams to integrate regulatory and fraud-prevention controls into onboarding, payments, and wallet infrastructure.
  • Implemented transaction monitoring using Chainalysis and developed tailored risk-scoring models to support data-driven detection of suspicious activity.
  • Performed regulatory gap analyses across multiple jurisdictions (EU, Lithuania, Panama), translating findings into practical market-entry roadmaps.
  • Introduced structured board-level reporting (monthly, quarterly, annual), covering risk exposure, key metrics, and compliance performance.
  • Served as the main point of contact for regulators (FNTT, Bank of Lithuania) and external auditors, maintaining clear and proactive communication.
Dec 2022 — Apr 20252 yrs 5 mos

Money Laundering Reporting Officer

Cyra Exchange, UAB · Vilnius
  • Restructured the company's compliance and fraud risk framework to keep pace with evolving EU crypto regulation, including early preparation for MiCA.
  • Developed and introduced risk-based onboarding and transaction monitoring processes, leveraging advanced blockchain analytics tools.
  • Led complex investigations into blockchain-related fraud and financial crime, ensuring accurate and timely regulatory reporting.
  • Built internal dashboards and KPIs to track conduct and financial crime risks in real time, supporting more proactive decision-making.
  • Acted as the main point of contact for FNTT and other Lithuanian authorities, maintaining a reputation for transparency and reliability.
  • Worked closely with senior leadership to embed compliance into overall business strategy, ensuring risk management supported sustainable growth.
Jan 2022 — Dec 20221 yr

Money Laundering Reporting Officer

CBI Money, UAB · Vilnius
  • Developed a centralised AML monitoring system and introduced automated case-escalation workflows, improving overall operational efficiency.
  • Carried out in-depth investigations and ensured timely submission of STR/SAR reports to the relevant authorities.
  • Designed Enhanced Due Diligence (EDD) procedures for high-risk clients, strengthening documentation standards and audit readiness.
  • Rolled out compliance training programmes and cross-functional initiatives to build a stronger risk-aware culture across the organisation.
  • Delivered data-driven risk insights to senior management and regulators to support informed decision-making.
Mar 2019 — Dec 20223 yrs 10 mos

KYC Analyst

Revolut, UAB · Vilnius
  • Managed onboarding, KYC, and Enhanced Due Diligence (EDD) processes for both retail and business customers in a high-volume, fast-paced, data-driven environment.
  • Worked closely with compliance, fraud, and risk teams to continuously improve operational processes, enhance data quality, and support the development of automation and fraud-detection workflows.
  • Identified, escalated, and documented suspicious activity cases in line with internal procedures, contributing to the early detection and prevention of potential financial crime risks.
  • Maintained a strong balance between strict regulatory requirements and customer experience by ensuring onboarding and verification processes were both efficient and clearly structured.
03 — Core Competencies

Areas of expertise.

Operational and strategic capabilities developed across four AML/CFT programmes — from KYC operations through to board-level reporting.

01
AML/CFT Framework Design
End-to-end programme architecture aligned with MiCA, FATF, and 5AMLD.
02
Transaction Monitoring
Rule design, model calibration, and case management at scale.
03
Blockchain Analytics
Chainalysis-based investigations and on-chain risk attribution.
04
Risk-Based Onboarding
KYC, EDD, and tiered customer due diligence for retail and corporate clients.
05
Regulatory Reporting
STR/SAR filings, board reporting, and regulator engagement.
06
Team Leadership
Building and managing compliance teams of up to ten specialists.
07
Fraud Prevention
Detection workflows integrated with product and engineering controls.
08
Cross-Jurisdiction Analysis
Regulatory gap reviews and market-entry roadmaps across EU and beyond.
09
KPI & Risk Dashboards
Real-time monitoring of conduct and financial-crime risk indicators.
04 — Education

Academic background.

Mykolas Romeris University
2014 — 2019
Smart Technology Business Management · Vilnius, Lithuania
Carl von Ossietzky University
2016 — 2017
Erasmus Exchange Programme · Oldenburg, Germany
05 — Languages

Working languages.

Lithuanian
Native
English
C1 — Professional
German
B2 — Professional
06 — Contact

Open to new engagements.

Available for senior MLRO, Head of Compliance, and AML/CFT advisory roles across fintech and crypto. Based in Vilnius; open to remote and on-site arrangements within the EU.

Electronic Mail
arminas@midvikas.lt
Preferred channel
Telephone
+370 621 10999
CET · UTC+02:00
Location
Vilnius, Lithuania
54°41′N · 25°16′E